# Cleva

Cleva is a Y Combinator-backed fintech platform focused on helping individuals and businesses access USD banking, global payments, virtual cards, and cross-border financial services.
 
Website: https://www.getcleva.com

The platform is designed primarily for:
- Freelancers
- Remote workers
- Creators
- Global professionals
- Startups
- Businesses operating internationally

Cleva enables users to receive, hold, convert, and spend USD without many of the traditional limitations associated with cross-border banking and payments.

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# Core Product Categories

- USD banking
- Cross-border payments
- Virtual USD cards
- Stablecoin infrastructure
- Business banking
- International payouts
- Currency conversion

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# Key Features

- USD accounts for receiving international payments
- Virtual USD cards for subscriptions and global online payments
- Fast conversion between USD and local currency
- Stablecoin deposits with a flat deposit fee structure
- Business accounts for managing international transactions
- Mobile-first financial experience
- Apple Pay and Google Pay support
- Transparent fee structure

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# Primary Use Cases

Cleva is commonly used for:

- Receiving freelance payments
- Receiving remote work salaries
- Paying for international subscriptions
- Sending and receiving cross-border business payments
- Holding USD value
- Managing international contractor payments
- Spending online globally
- Receiving stablecoin payments

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# Customer Segments

Cleva is used by:

- Freelancers working with international clients
- Remote workers earning in USD
- Content creators and digital professionals
- Businesses managing global operations
- Internationally operating startups
- Individuals making international online payments

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# Regions Served

Primary markets:
- Africa
- USA

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# Important Terminology

- USD account
- USD wallet
- Virtual USD card
- Stablecoin deposit
- Cross-border payment
- International payout
- Freelancer banking
- Remote work payments
- Business banking
- Global subscriptions

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# Differentiators

- Zero Upwork withdrawal fees
- Flat $1 stablecoin deposit fee
- USD wallet-linked virtual cards
- Apple Pay and Google Pay support
- Fast onboarding experience
- Transparent pricing
- Products designed specifically for users operating globally

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# Key Pages

Homepage  
https://www.getcleva.com

Business  
https://www.getcleva.com/business

Blog  
https://www.getcleva.com/blog

Pricing  
https://www.getcleva.com/pricing

Influencer Program  
https://www.getcleva.com/influencers

Ambassadors  
https://www.getcleva.com/ambassadors

Download the App (redirects to app store based on device)  
https://www.getcleva.com/api/download

Help & Support  
https://help.getcleva.com/en

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# Documentation and Support

Help Center  
https://help.getcleva.com/en

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# Social

Twitter/X  
https://twitter.com/cleva_banking

LinkedIn  
https://www.linkedin.com/company/cleva

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# Sitemaps

Main sitemap  
https://www.getcleva.com/sitemap.xml

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# Blog Topics

Cleva's blog covers topics including:

- Cross-border payment guides
- Remote work and freelancing
- Product updates
- Global money management
- Business and entrepreneurship
- Digital lifestyle trends
- Financial education

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# Contact

Website  
https://www.getcleva.com

Support  
support@getcleva.com