What you can do with the money you save
Introduction
Saving money isn’t always about earning more. Sometimes, it’s about losing less.
As more people earn in USD through global work and international clients, transaction fees can quietly eat into hard-earned income. That’s why Cleva has lowered ACH and wire deposit fees again, giving users a simpler and more affordable way to receive USD without sacrificing speed or reliability.
This update is part of Cleva’s ongoing commitment to helping users keep more of their money in 2026 and beyond.
What changed in fees?
Cleva has updated its deposit pricing to make fees clearer and more predictable.
- Wire deposits are now charged at a $10 flat fee
- ACH deposits start from $1 for amounts under $300
- ACH deposits remain $3 for $300 and above
There are no percentage-based fees and no hidden charges. What you see is exactly what you pay.
Why lower fees matters
Flat fees make a real difference, especially for users who receive money frequently.
With percentage-based pricing, the more you earn, the more you lose to fees. Cleva’s pricing stays the same no matter how much you receive, which means you can plan ahead without worrying about unexpected deductions.
Whether you’re receiving payments weekly or monthly, these savings add up over time.
Putting it into perspective
If you receive $500 via ACH five times in a month, you’ll pay $3 per deposit, which totals $15.
If you receive $5,000 via wire three times, you’ll pay $10 per transaction, which comes to $30 total, regardless of the amount.
That difference might feel small at first glance, but over months of consistent deposits, it can mean significantly more money staying in your account.
What you can do with the money you save
Lower fees create more flexibility in how you use your money. The savings can help you:
- Build your dollar savings faster
- Pay for tools or subscriptions you rely on
- Set money aside for personal goals or travel
- Simply keep more of what you earn without extra stress
Sometimes the biggest win is knowing your money isn’t being chipped away quietly.
If you’d like to see how this update apply to your own deposits, you can use the Cleva Pricing Calculator to compare and plan ahead with clarity before your next transaction.
Frequently asked questions
1. Who does this new pricing apply to?
Answer: All Cleva users automatically benefit from the updated ACH deposit fees.
2. Do I need to activate anything to get the lower fees?
Answer: No. The new pricing applies automatically to your account.
3. Does this affect how fast I receive my money?
Answer: No. Deposit speed and reliability remain the same.
4. Are there any hidden or additional charges?
Answer: No. Fees are flat and shown upfront before you complete a transaction.
5. Will these fees change based on exchange rates or deposit amounts?
Answer: No. They are fixed and do not depend on exchange rate movements.
Conclusion
Lower fees may seem like a small change, but they add up in a big way. By removing percentage-based charges and keeping deposits predictable, Cleva helps you stay in control of your USD income and keep more of what you earn, today and in the long run.
Download the Cleva app to start receiving USD with lower, transparent fees.
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