Valentine’s Day 2026: How to shop for gifts without payment declines

By Demilade OniFebruary 11, 2026
6 min read
Valentine's Day 2026: How to shop for gifts without payment declines

What is Valentine’s Day and why should you care?

Top Valentine’s day shopping destinations for Nigerian shoppers

How to win $500 for your Valentine’s wishlist

Frequently Asked Questions

Conclusion

Introduction

Valentine’s Day 2026 is almost here, and if you’re in Nigeria, you know the challenge: incredible gifts from global retailers, but the payment struggle is real.

You know this story too well. You find the perfect gift for your loved one and add it to the cart. Then… payment declined.

Sound familiar?

Many global retailers still do not accept local cards from this region. Even when they do, conversion rates and extra charges quietly reduce the value of your earnings.

This year, that story changes. Cleva is not only making it easier to shop globally, we are also giving 2 people $500 each to gift their loved ones everything on their Valentine’s wishlist.

What is Valentine’s Day and why should you care?

Valentine’s Day 2026 falls on February 14, 2026. It’s the day of love, where people worldwide express their affection through thoughtful gifts.

For Nigerians who:

  • Want to buy jewelry from international brands
  • Shop fashion and accessories from Amazon, ASOS, or Zara
  • Purchase tech gifts (AirPods, smartwatches, speakers)
  • Buy beauty products and fragrances from Sephora or international brands
  • Order personalized gifts from Etsy
  • Book romantic getaways and experiences

… Valentine’s Day is your chance to give someone special the gift they truly deserve.

How to shop Valentine’s gifts (The right way)

Step 1: Get a dollar payment solution

You need a virtual dollar card that works everywhere.

With Cleva:

  • Get a US-based dollar account easily
  • Create a virtual dollar card that works on Amazon, Apple, Shopify – everywhere
  • Market-trailing exchange rates (more dollars for your money)
  • Capped fees ($1 min, $3 max for ACH deposit fees)

Step 2: Fund your account early

Don’t wait until Valentine’s Day. Fund your Cleva account now via:

  • Wire transfers from any US bank
  • ACH deposits from 20+ platforms
  • Stablecoins (USDT & USDC) with $1 flat fee

Step 3: Create your wishlist

Be strategic. Valentine’s gifts should be thoughtful. Make your list now:

  • Jewelry (necklaces, bracelets, rings)
  • Designer fragrances (Dior, Chanel, Tom Ford)
  • Tech gifts (AirPods, smartwatches, wireless speakers)
  • Fashion and accessories (handbags, shoes, watches)
  • Beauty and skincare sets
  • Personalized gifts from Etsy
  • Romantic experiences and travel bookings

Step 4: Set price alerts

Use tools like CamelCamelCamel for Amazon and sign up for retailer newsletters for early Valentine’s deals.

Step 5: Shop with confidence

Have your Cleva virtual dollar card details ready. No more payment declines.

Top Valentine’s day shopping destinations for Nigerian shoppers

  • Amazon – Jewelry, tech gifts, beauty products
  • ASOS – Fashion and accessories
  • Sephora – Premium beauty and fragrances
  • Pandora/Swarovski – Elegant jewelry
  • Etsy – Personalized and handmade gifts
  • Apple – AirPods, Apple Watches, accessories
  • Booking.com/Airbnb – Romantic getaway packages
  • Jumia – Local options with dollar card payment

How to win $500 for your Valentine’s wishlist

Here’s where it gets exciting. We’re giving away $1,000 total, $500 each to 2 winners, to gift their loved ones everything on their Valentine’s wishlist.

How to enter:

  1. Take a screenshot of your Valentine’s cart, wishlist, or a written list for someone special.
  2. Post it on either Instagram, Twitter, LinkedIn, or TikTok.
  3. Tell us who you’re gifting it to and why they deserve it.
  4. Tag @clevabanking and use #CleVal
  5. Fill out the entry form HERE. Your entry isn’t complete without this!
  6. Make sure you have a Cleva account. Don’t have one? Create one HERE

Entries start: February 11th, 2026
Entries close: February 14th, 2026

Frequently Asked Questions

We know you have questions. Here are some answers to help you get started with ClevaVal.

1. Q: Who can participate in this campaign?

A: The campaign is open only to individuals and businesses in Nigeria who have an active Cleva account. If you don’t have a Cleva account yet, you can create one, click HERE.

2. Q: How do I officially enter?

A: After posting your Valentine wishlist on social media using #ClevaVal and tagging @clevabanking on either X, Tiktok, Instagram, LinkedIn, Youtube, you MUST fill out our entry form HERE to confirm your participation. Your entry isn’t complete without the form submission!

3. Q: Do I need to have a public social media account?

A: Yes! We need to be able to see your post to consider it. Make sure your account is public during the campaign period.

4. Q: What can be on my wishlist?

A: Anything you genuinely want to buy for a loved one as a Valentine gift. This could be tech, fashion, sneakers, courses, software subscriptions, beauty items, home essentials, travel bookings, or even something for someone you love. If it’s a gift you’d love to buy, it counts.

5. Q: How will winners be selected?

A: Entries will be reviewed based on creativity, authenticity, and how well you explain who the gift is for and why you want to win. The most compelling entries will be selected.

6. Q: How will I receive my $500 if I win?

A: We’ll send it to your Cleva USD account via your Cleva tag (if selected). Then you can use your Cleva virtual dollar card to shop anywhere online or withdraw it to your local bank account.

7. Q: Is CleVal open to businesses or individuals? 

A: Yes, it is open to both individuals and businesses, as long as you have an active Cleva account.

8. Q: Will the winners be announced?

A: Yes. The two winners will be announced on Cleva’s official social media platforms once the review process is complete.

Conclusion

Valentine’s Day should be about thoughtfulness, not failed payments or hidden fees. With the right dollar payment setup, shopping for global gifts from Africa becomes simple, predictable, and stress-free.

Whether you’re buying jewelry, tech, fashion, beauty, or booking a special experience, Cleva helps you shop globally with confidence and without payment declines. And this Valentine’s, you might not even have to pay for it yourself.

Download the Cleva app, create a wishlist for your loved one, enter the CleVal giveaway, and focus on what truly matters: showing up for the people you love in the best way possible.

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